We are Vorythivancal ("Company," "we," "us," or "our"), operating the website https://www.vorythivancal.com (the "Site") and providing investment consultation services (the "Services").
These Legal Terms form a binding agreement between you, whether personally or on behalf of an entity ("you"), and Vorythivancal, governing your use of the Services. By accessing the Services, you agree to these Legal Terms. IF YOU DO NOT AGREE, YOU MUST NOT USE THE SERVICES.
Contact us at privacy@Vorythivancal.com.
We may update these Legal Terms, notifying you via email or the Site. Continued use after changes indicates your agreement. Last updated: June 12, 2025.
The Services include the Vorythivancal website and hourly investment consultations ($100–$300/hour) for informational purposes, not financial advice, per the Financial Advisory and Intermediary Services Act (FAIS). Use is subject to South African laws, and you are responsible for compliance if accessing from other jurisdictions.
We own or license all intellectual property in the Services, including website content, designs, and logos ("Content"). You may access Content for personal use related to consultations, but may not copy, distribute, or exploit it commercially without our written consent at privacy@Vorythivancal.com.
By using the Services, you confirm: (1) registration information is accurate and updated; (2) you are 18 or older; (3) you have legal capacity to agree to these terms; (4) you will not use automated tools (e.g., bots) to access the Services; and (5) your use complies with South African laws. Inaccurate information may lead to account suspension.
You may need to register to book consultations. Keep your password confidential and accept responsibility for account activity. We may remove inappropriate usernames.
Consultation fees ($100–$300/hour) are payable via bank transfer. Provide accurate payment and account details. Prices may change, and we may refuse bookings at our discretion. No additional taxes apply unless required by law.
Consultation fees are non-refundable once a session is completed. Cancellations 24 hours before a session may be rescheduled, subject to availability. Contact privacy@Vorythivancal.com for assistance.
You may only use the Services for consultation bookings and inquiries. You must not: (1) scrape data; (2) mislead or defraud us; (3) bypass security features; (4) harass users or staff; (5) violate laws; or (6) use the Services to compete with us.
You may submit inquiries or feedback ("Contributions") via the Services. Contributions must be lawful, non-defamatory, and original. By submitting, you grant us a non-exclusive, royalty-free, worldwide license to use Contributions for Service improvement. We may edit or remove Contributions if they breach these terms.
The Services may link to third-party websites. We are not responsible for their content or practices. Review their terms before use.
Your data privacy is important. Review our Privacy Policy, incorporated herein, for details on data collection and use, compliant with the Protection of Personal Information Act (POPIA).
These Legal Terms apply while you use the Services. We may suspend or terminate your access for breaches, per CPA fairness, without liability. You may not create new accounts post-termination.
These Legal Terms are governed by South African law. Any disputes will be subject to South African courts, with consumer protections under the CPA.
Disputes shall be resolved through good-faith negotiation or mediation in South Africa, per CPA principles. If unresolved, you may approach a competent South African court. No class actions are permitted.
The Services are provided “as is.” We do not guarantee accuracy or uninterrupted access. Per CPA, our liability is limited to the consultation fees paid in the past 6 months, except for damages caused by our gross negligence. We are not liable for third-party content or losses from Service interruptions.
These Legal Terms constitute the entire agreement. Unenforceable provisions are severable. We may assign our rights. No partnership or agency is created. Electronic communications satisfy ECTA requirements. Contact privacy@Vorythivancal.com for issues.
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Vorythivancal provides hourly investment consultations ($100–$300/hour) for informational purposes only. These services are not financial advice and do not constitute an offer to sell or a solicitation to buy any securities or investments. Consultations are intended to help you evaluate opportunities and make informed decisions, but they do not guarantee profits or specific outcomes. Investing involves significant risks, including the potential loss of capital. Always conduct your own due diligence and consult a licensed financial advisor before making investment decisions.
THIS WEBSITE AND ITS CONSULTATION SERVICES ARE NOT AN OFFER TO SELL OR A SOLICITATION TO BUY ANY SECURITIES OR INVESTMENTS. ALL INFORMATION PROVIDED IS FOR EDUCATIONAL PURPOSES ONLY AND DOES NOT GUARANTEE FUTURE PERFORMANCE.
Vorythivancal is not a registered financial advisor under the Financial Advisory and Intermediary Services Act (FAIS) unless otherwise stated. Our consultants provide general guidance based on market knowledge, but individual results may vary. Information provided during consultations or on this website is based on current market conditions and may change without notice. We do not warrant the accuracy, completeness, or reliability of this information and accept no liability for any errors or omissions. For detailed terms, please review our Terms and Conditions.
INVESTING CARRIES SIGNIFICANT RISKS, INCLUDING THE POTENTIAL LOSS OF CAPITAL. CONSULTATIONS ARE INFORMATIONAL AND SHOULD NOT BE RELIED UPON AS THE SOLE BASIS FOR INVESTMENT DECISIONS. ALWAYS SEEK INDEPENDENT PROFESSIONAL ADVICE.
Engaging in investment activities based on our consultations involves risks. Prospective clients should consider the following before booking a consultation:
For a full understanding of risks, please review our Terms and Conditions and consult a licensed financial advisor.
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